The Greater Sandpoint Chamber of Commerce is excited to welcome Evergreen Home Loans to our community. Founded in 1987, Evergreen Home Loans is proud to have more than 26 years serving customers in the business. Cathy Pizzini (MLO #205704) and Kimberly Terry (MLO #205713), jointly known as Team Evergreen, have been with Evergreen Home Loans for 11 and 25 years respectively. Cathy and her husband moved to Sandpoint about 2 ½ years ago to escape city life and open up a new branch office for Evergreen.
“We learned a long time ago if you take care of your customers, communicate throughout the process, and deliver on all your promises, your business will take care of itself,” explained Cathy Pizzini. “This certainly has been true for our team. Our core team has been together for 11 years and we recently added a 5th member, Carol Sommerfeld when we opened our office in Sandpoint.”
Evergreen Home Loans is a local, direct lender and provides a complete solution for home financing. They are A+ rated by the Better Business Bureau and are agency approved with Fannie Mae, Freddie Mac and Ginnie Mae. Evergreen offers a full range of affordable home loan products for purchase or refinancing: FHA and VA, USDA, Conventional, Jumbo, Cash-out refinance, or First-time homebuyer programs. Whether you’re in the buying or refinancing stages of the mortgage process or you’re a real estate professional or builder, they want to be a resource for you.
“We originate, fund, and service home loans,” said Cathy. “Our service mantra is all about delivering On Time and As Promised®.”
For more than two decades, they’ve helped buyers meet their home financing goals and sometimes they do what other lenders can’t. Evergreen has an entire team pulling for the customer. From the beginning of the process to loan funding and closing, the company offers a smooth process for customers. If problems arise, in most cases, they have the resources to quickly resolve or restructure the customer’s loan if necessary and still close on time.
Evergreen Home Loans is in your neighborhood and ready to get you home before the holidays with their Ready.Set.Home.™ program. This program offers consumers a suite of benefits that help prepare them for purchase while helping them negotiate their purchase offer. Qualified buyers receive a smartphone loan calculator application to determine their home buying affordability, a Security Plus Seller Guarantee™* which provides a fully-approved loan amount with a written guarantee, and a low down loan program to make home buying more affordable (a range of low down programs are available).
*Evergreen guarantees the loan approval or the seller receives $1,000. Applies to purchase loans only. To qualify, buyer’s Security Plus Approval/Seller Guarantee Addendum must have been issued by Evergreen and the Seller shall have executed the addendum with their signature at the time they execute the Purchase And Sale Agreement on subject property. Certain loan types do not qualify for this offer. Restrictions apply. Visit evergreenhomeloans.com for details.
Please help the Greater Sandpoint Chamber of Commerce welcome Evergreen Home Loans to the Chamber and wish them success. For more information, visit them at their office located in Sandpoint at 105 Pine Street, Suite #109 (branch NMLS #1049576), send them an email at Teamevergreen@evergreenhomeloans.com, call them at 263-5300, or check out their company website at www.evergreenhomeloans.com.
Photo: Carol Warren, Paralee Gates, Kimberly Terry, Christine Tolmich, Cathy Pizzini, Don Burton (owner of Evergreen), Angie Elliott, Carol Sommerfeld, David Floan and Clif Warren.